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If you’re an American Indian or Alaska Native and the words “Medicare premiums” make you feel a knot in your stomach, you’re not alone. The good news? Many of the fees that surprise other seniors are actually waived or dramatically reduced for our communities. In the next few minutes we’ll break down exactly what you’ll […]

Hey there! If you’ve just turned 65 or you’re about to, you’re probably wondering, “When will I actually get that little blue‑white‑red card in the mail?” Good news – the answer is simpler than most of the scrolling you do on your phone. In a nutshell, automatic enrollment means you’ll see your Medicare welcome pack […]

Hey there! If you’ve been wondering whether Medicare will foot the bill for your cholesterol medication, you’re in the right spot. The short answer is: yes, most Medicare prescription‑drug plans cover Simvastatin—often at the lowest tier and with a tiny co‑pay once you’ve met your deductible. The rest of this post walks you through why […]

Hey there! If you’ve ever Googled “Medicare preexisting condition waiting period” you probably felt a mix of confusion and urgency. You’re not alone—many seniors and folks with disabilities wonder whether they’ll be left hanging when they need care the most. Here’s the straight‑up truth: Original Medicare (Parts A & B) and Medicare Advantage (Part C) never put a waiting […]

Most of us have heard that Medicare isn’t free, but the exact math behind those monthly charges can feel like trying to solve a crossword puzzle in the dark. The good news? It’s not as mysterious as you might think. In this article I’ll walk you through the pieces that make up your Medicare premium, […]

Hey there! If you’re scrolling through a maze of Medicare options and wondering whether the AARP Medicare prescription plans are the right fit for you, you’re in the right place. In the next few minutes we’ll unpack what these Part D plans actually cover, compare the two 2025 options, and give you practical tips to keep […]

Imagine you’re sipping coffee after a night‑long hurricane, the power’s back, but you just realized you missed the Medicare Annual Election Period. Panic? Not necessarily. A FEMA‑triggered Special Enrollment Period (SEP) is a safety net designed for exactly this kind of scenario. In the next few minutes I’ll walk you through why it exists, who […]